A trusted insurance company and lender for 70+ years
Whether you need guaranteed retirement income, or commercial lending solutions, we have you covered at American Savings Life.
Our Products & Services
We offer life insurance, annuities and commercial bridge loans—providing security, growth, and financial solutions for families and businesses.
71
Serving policyholders since 1954
8.9%
Consistent, long‑term growth
$137M
Strong total asset base
$221M
Asset‑backed loan portfolio
A Legacy of Trust
Since 1954
Since 1954, American Savings Life Insurance Company has helped families and businesses protect their futures. We specialize in life insurance, annuity and lending products and invest conservatively to deliver long‑term stability.
Life insurance, annuities & loans
Explore our core offerings and learn how each product can help you build and protect your financial future.
Trusted by families across America
For over 70 years, we've helped families and businesses achieve financial security and peace of mind.
As shareholders for over fifty years, we have been most pleased with the return on our investment and the quality of service. As customers, any questions we had, has been answered in a courteous and straightforward mannor.
The best, most personable group of people I have worked with in 30 years. They will be the first recommendation I will give to anyone.
Frequently Asked Questions
Common questions about American Savings Life Insurance Company and our products.
How long has American Savings Life Insurance Company been in business?
Since April 1954 in Phoenix, Arizona. We have over 70 years of experience providing financial security and peace of mind to our customers.
What is American Savings Life's financial rating?
American Savings Life has a long history of consistent profitability and having dollar-for-dollar one of the strongest balance sheets in the industry. We refer to our financial reports with our proven history of profitability and exceptional solvency as hard evidence of our financial strength.
How can ASL afford to offer great rates on its Annuities & Life Insurance?
ASL has a very different business model than the typical life insurance company. We operate with very low overhead, have no high executive salaries and bonuses, and very low marketing expenses with directly appointed independent agents. We also have a proven history of profitability that is significantly better than industry averages.
How does ASL invest its assets?
Since 1954, ASL has maintained the same investment model of investing the majority of its assets in a very conservative yet profitable niche real estate loan product. These secured loans are unique because we only loan on average 55% of the property's value while earning an average of 8%-10% interest. The Company has been consistently profitable, even through real estate market corrections and the Great Recession.
Ready to secure your family's financial future?
